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Travel Insurance on a Cruise?
Absolutely - It doesn't matter if you are young or old, healthy or
not, a travel veteran or a first time cruiser, no one can be 100% safe
from accidents, emergencies, flight delays, or other unforseen events
that could happen the day before your cruise is set to sail.
Fortunately, you can buy travel insurance to insure yourself from expensive
cancellation fees. These fees are often times 100% the cost of the cruise
when your sail date is within one month away. Anything further than
one month away can range from 10% to 50% the cost of the cruise. This
can easily add up to hundreds, if not thousands, of dollars.
Travel Insurance companies, such as Travel Guard International, sell
this type of insurance. When booking a cruise at TripFox.com, just make
sure the travel insurance box is checked when you are booking your cruise
to be sure you will have insurance.
Most policies cost around 5 percent of the total cost of the cruise
and will usually cover the items listed below.
* Cancellation penalties of up to 100% the cost of the cruise if you
have to cancel your trip due to sickness, an accident involving yourself
or someone in your family, a death of a close relative, and more.
* Insurance against the cruise line or airline going out of business
before your trip.
* Emergency medical treatments during your trip including emergency
medical transportation.
* Lost or damaged luggage insurance.
Every travel insurance policy does have a dollar limit and certain
exclusions and restrictions to their coverage so please read the small
print carefully.
Hopefully you will never have to collect on your travel insurance,
but you should not go without it.
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